The iPhone 4 Temptation!

Posted 2 CommentsPosted in Finance

It’s irresistibly tempting. My head spins non-stop with how-can-I afford-this thoughts. Since the iPhone 4 launched [in India], I’ve had these financially-destructive thoughts: Dip — no, make that dive — into my emergency fund. In a weird way this does count as an emergency because my present phone, a Nokia E52, has had its share […]

How to Improve the Sodexo Coupon System?

Posted 9 CommentsPosted in Finance

At work, I have the option to opt for Sodexo Meal Coupons. The income-tax benefits on these food coupons are good enough a reason to opt for this facility. But the physical-voucher form of these coupons really needs to change — especially when you have card-based equivalents for competition. It’s a pain to use these […]

Tip Tuesdays: The Company You Keep Affects Your Financial Situation and Thinking to a Great Extent

Posted 2 CommentsPosted in Finance

A close friend and I were exchanging notes on our respective financial situations when we realized that almost everyone in our immediate circle of friends has a similar financial mindset. We listed some of the common financial principles found amongst this group and these include (in no particular order): Cash first; no credit — as […]

Master List of “Run Away From” Items — January, 2009

Posted 1 CommentPosted in Finance

Adding two more to the list this January. Last-minute tax-saving investments. Return-guarantee funds — no matter how attractively packaged and/or presented. Unit Linked Insurance — of any kind — Policies (ULIPs). Financial products/services/agents/institutions which/who offer you “exclusive,” “privilege,” “priority,” “premium,” “premier,” or “another-similar-word,” access to some [usually useless] service. Insurance agents who offer “commission kickbacks.” […]

Tweets on 2008-12-29

Posted 5 CommentsPosted in Finance

The more I read about and observe the economy, the stronger is my belief that you should, THINK hard about and then WORK on developing an alternate skill or two (something that’s not directly related to the type of work you’re doing right now). The skill that you value so much right now will be […]

Master List of “Run Away From” Items — December, 2008

Posted 3 CommentsPosted in Finance

Since I often ask you guys to run away from a lot of financial products/services/agents/institutions, I thought I’d make a quick list of items that I have so far asked you to run away from. Unit Linked Insurance — of any kind — Policies (ULIPs). Financial products/services/agents/institutions which/who offer you “exclusive,” “privilege,” “priority,” “premium,” “premier,” […]