A weekend break from the morbid life insurance posts! Shot in the Shiradi Ghat on the way to Bekal — details and more photos in an upcoming post. Have a great weekend.
Perhaps the most often asked question/comment that I get is — “Why don’t you switch over to a more frugal car?” Here’s their case. I’ve driven the Swift 60,000+ kilometers. The fuel efficiency that I’ve always got is 10 kilometers per liter (the rev line was breached on day one but because of that the […]
Every kilometer traveled in the Swift increases happiness and satisfaction with life. Looking back, mine has grown exponentially.
Travel, travel, and more travel. To California and then to Mumbai. That’s been the theme over the past month. All on official work. Capital Advisor was on auto-pilot for some time and then once the scheduled posts ran out things went a bit quiet since I couldn’t find the time to write. Over the next […]
Somewhere on the Siddapura — Madikeri Ghat Road. An incredible machine.
On the way to D’s office. Interestingly, D came into my life just a month after the Swift entered my life. Had never imagined that I’d be this lucky. Another photo from the archives.
Rubber for the Swift and my emergency fund seem to go hand in glove. About a year back, I had to dip into my emergency fund when I had to urgently replace the rear left tyre because a sharp iron rod tore through the tyre wall. A couple of weeks back, I had to dip […]
On a remote ghat road. I think I’ll own a Swift as long as they keep manufacturing one. With 49,000 on the odo, the treads are beginning to wear out. Who knew those JK Tyres would hold-up this well. The Bridgestones on my Santro had given up around the 40,000 mark.
I’m a big fan of ERE. When I embarked on my journey towards financial freedom last year, I followed many of the principles outlined in ERE, just that I didn’t know there was an official term for doing what I was doing. My ERE strategy is quite simple. Each month: I contribute first and foremost […]
@ Shishila — On the banks of the stream flowing past the Shishileshwara Temple. Another milestone for the Swift. 40,000 kilometers. 705 Days. Nomadic! There’s only one way you can make a Swift fall truly, madly, and deeply in love with you (so that it’ll do everything you ask it to do!). Here’s how. Buy […]
Update: I realized just yesterday that I’ve made a worse mistake: a BIG miscalculation in my income tax liabilities. Bummer! I’ll write about this in detail in the next post. Having spent quite some time in thinking about my personal finance resolutions for 2011, I also spent some time reflecting upon what was perhaps my […]
When I pre-closed the loan on the Swift, there happened to be a small difference between my calculations and the bank’s calculations, with the bank’s figures being higher. I didn’t bother too much about it back then, but now I know the cause for that difference. A 10.3% service tax levied on car loan prepayments. […]
KA XX AB 1234 has her own URL. bit.ly/swiftzxi
One of the most important things that you ought to know about your spouse before marriage is the financial liabilities that he/she brings into the relationship. Because, after marriage, they really do become “our” liabilities. In our case, I’d explicitly mentioned to D that the Swift was on a loan — I recollect mentioning the […]
@ Namdroling Monastery, Bylakuppe, Kushalnagar.
I guess emergencies come in bunches. First it was the rainwater harvesting project and soon after that the rear left tire on my Swift shredded — I had parked at a friend’s place and while reversing, construction debris in the form of a sharp iron rod tore right through the tire wall . I had […]
Wishing all my readers a meaningful Independence Day. On this delightful day, I’d like to share a milestone: I am debt free. I closed the only loan I had — that on my Swift. Though my original plan was to close the loan only in December, I threw whatever I could — including my free […]
Do you see any advantage in using “premium” fuel for your vehicle or is it simply a cost that you should avoid? I’ve owned both a Santro (sold at 45,000+ kms) and a Swift (currently at 32,000+ kms) and have never ever seen a performance/mileage difference when using “premium” fuel. Note: I didn’t run-in my […]
485 days. 30,000 kilometers. Do you live to drive? Do you have a budget of around six and a half lacs? YES to both? Go and buy a Swift ZXi.
@ Ahobala Lakshmi Narasimha Temple, Sira. Thanks DJ!