When to Start with a Pension Plan?

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The following post is a sponsored post. Planning your future is extremely essential to lead a successful life. The rate of every commodity is rising with the changing times. You do not know what the rates would be after certain years! For now, you have a stable job to survive the ever increasing inflation. But, […]

Asked and Answered: February, 2011

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Here’s what was asked and answered by Capital Advisor in February, 2011. If you have a question on managing your personal finances, send me an email and I’ll respond at the earliest. If your question’s beneficial to a wider audience, I’ll publish it in a future edition of “Asked and Answered,” without revealing your personal […]

Reliance Life Traditional Golden Years Plan — A Guaranteed Pension Plan Or A Guaranteed Tension Plan?

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I first read about this pension plan in the ET dated June 22, 2010. I was intrigued. Basically, Reliance Life Traditional Golden Years Plan is a regular premium retirement plan that provides guaranteed return, which is declared at the beginning of every financial year during the product term. So far so good. But, The minimum […]

Tweets on 2010-05-26

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Mithun asks, I read your research on pension plans. But what exactly do you mean by “Save each month. Compound your savings in debt instruments…???” Simple. Rather than paying an obscene premium for 30 years and making the life insurance company obscenely profitable while you receive a paltry pension, you can build a very decent […]

Tweets on 2010-05-19

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Pension Plans or Pension Scams? That's what my research on retirement plans offered by life insurance companies in India indicates. # Pension Plan Mathematics of Life Insurance Companies in India. God can't interpret it. I bet. # Save each month. Compound your savings in debt instruments. You'll do FAR FAR FAR better than any Pension […]