Term insurance plans are the best way to provide financial security for loved ones of the insured in case any unfortunate incident. Compared to traditional plans, online term plan is available at a lower premium, which makes it easier for a larger number of people to procure insurance. Term plans do not provide survival or […]
The following post is a sponsored post. Technology has developed and the Internet is used by millions of people for various reasons. This has even affected the insurance industry and a greater number of individuals are now opting to purchase insurance using this advanced technology. When investors opt for purchasing life insurance policies, investment plans […]
The following post is a sponsored post. An increasing number of people are choosing term plans because of their affordability and higher coverage. Insurance companies consider several factors when determining the premium payable on such plans. A few factors, such as gender and age cannot be controlled by the insured. However, there are certain factors […]
The following post is a sponsored post. Insurers put out advertisements that say “no medical tests needed†to entice prospective buyers. However, before you get taken in by these advertisements, just ask yourself if buying insurance without medical tests is really plausible and worth the risk? The primary reason for undergoing medical tests is to […]
The following post is a sponsored post. Financial concepts pertaining investments can be quite confusing to the lay person, and as is the case with any complicated subject, a lot of misinformation and myths begin to take shape. This is true for term plans, as well, and it can be problematic, as many people simply […]
The following post is a sponsored post. You might be faced with a plethora of questions when choosing a term insurance plan, right from the type of insurance to the doubts regarding the returns. So, here’s a list of 10 questions you should ask before buying term life insurance to end up choosing the best […]
The following post is a sponsored post. There are mainly two types of term insurance plans – annual renewable term and level premium term. Annual renewable term life insurance offers an all year round coverage and has to be renewed annually whereas a level premium term insurance plan offers cover for a longer period of […]
The following post is a sponsored post. Buying insurance is often perceived as time-consuming and difficult. Although most of us agree with the importance of having a life insurance, the formalities can be a big turn-off. Such a cumbersome task can sometimes cause policy buyers to postpone their decision. Let us be appreciative that we […]
A reader of this blog shared an actual quotation that they received for the AEGON Religare iTerm Plan — here’s my review of this online term life insurance plan. The reader also gave me permission to publish this here so that it’d help serve as a reference for other readers. Rs 13,600 per annum for […]
This post was updated on December 25, 2012 By chance, I happened to read in a financial newspaper that the Bharti AXA Life eProtect Online Term Plan had some updated terms and conditions. Previously, I’d said that I like the simple and no-frills approach of this plan. I take that statement back now because in […]
A quick word of thanks to everyone who wrote in asking for ICICI Prudential’s iCare Online Term Plan to be reviewed next. This post’s for you. Upon first glance, iCare looks to be a clean and simple policy — until you see a whole bunch of fine print conveniently tucked away in almost invisible text. […]
My first impression of the HDFC Life Click 2 Protect (the fifth review in this series) online term plan was to “Click 2 Close.” Seriously, the portal is that unimpressive in its design. Don’t even ask about the premium calculation page — the clunky user interface is a nightmare. The company should look definitely around […]
At this point in our online term plan reviews, we have the AEGON Religare iTerm plan in top position. Interestingly, about 5-days after my review was published here, I received this email from their marketing team — We take this opportunity to thank you for reviewing our product on your blog. It would be great […]
As I’d promised in one the comments on a previous post in this series, I’m picking up the Aviva i-Life online term plan for review. In the most recent review, I was super impressed with the flexibility offered by the AEGON Religare iTerm plan. So let’s see if the Aviva i-Life plan has got what […]
For the third review in this series, I decided to pick-up the AEGON Religare iTerm Plan (Online) — perhaps the most popular online term insurance plan out there. What stood out and immediately cried for attention on the portal was that the claims statistics are openly published for everyone to see. Impressive. The company also […]
I simply love my readers. I was a bit apprehensive about how my “quick notes” reviewing online term life insurance plans would be received, but seeing your responses to the first one has me motivated. Now, for the second review in this series, I’ve picked up an online term plan from Kotak Life Insurance called […]
So finally, I am coming around to reviewing online term life insurance plans. I’ve lost track of how many requests I have received through Capital Advisor over the past few months asking for my thoughts and perspectives on purchasing term life insurance plans online. I’ve also been meaning to buy one for myself from quite […]