A major upgrade of the software powering this blog and an unexpected server outage had me on my toes since yesterday evening. # Upgraded to WordPress 3.0.1. # Upgraded to Thesis 1.8. # You can now ask to be notified by email whenever there's a comment on a particular post. Ashutosh, I finally got around […]
Having read the policy wording on a few Health Insurance policies, I wonder if we'll receive even a rupee in times of need. # Cashless settlement. Ironic. A couple of health insurance providers I looked at have no operating cash themselves. # Which one's better? 5 lacs with guaranteed renewals up to age 80 or […]
The only guide you'll ever need on life insurance: http://bit.ly/cfnElH # Given http://bit.ly/bDjK8v, I'd stick with LIC. Plus they have a sovereign guarantee – a significant competitive advantage. # My story. 3 years ago. LIC Term Plan for 25 lacs. Incompetent agent & diagnostics lab. Result: Proposal accepted; Agent terminated. Me: WTF? # Though the […]
Pension Plans or Pension Scams? That's what my research on retirement plans offered by life insurance companies in India indicates. # Pension Plan Mathematics of Life Insurance Companies in India. God can't interpret it. I bet. # Save each month. Compound your savings in debt instruments. You'll do FAR FAR FAR better than any Pension […]
Nobody cares more about your money than you do. If you don’t take steps to improve your financial situation, nobody else is going to do so either. Source: bit.ly/axpc5y Smart people work at keeping their monthly consumer debt burden to zero. Borrow only for things that go up in value. Easy to say, hard to […]
HSBC's offer – Upgrade from Classic Card to Gold Card. One time upgrade fee of Rs.99. This when I got a Platinum Card for free from HDFC. #
“HDFC Bank has the discretion to reject payments above the outstanding on your card.” My Q: Why would a bank ever want to refuse your money? # “Explore the world with HDFC Bank Personal Loans.” It’s honestly a bad — no, terrible — idea to explore the world on a personal loan. # Tweeting from […]
From one of those umpteen job emails: “The best help you can do is to refer a friend rather than hiding him.” # HDFC Card T&C: Funds from the Personal Loan/Jumbo Cash shall not be used for speculative purposes. WTF mate? Why’s it called personal then? #
The Simple Dollar » Emergencies Vs Opportunities http://is.gd/7eQcI – Having an emergency fund doesn’t mean losing other life opportunities. # LIC launches scheme to activate lapsed policies. Reminder: SURRENDER my lapsed endowment policy — a BIG mistake in my financial history. # Testing Twitter Tools integration with WordPress – Phase 2. #