Happy Independence Day!

Posted 2 CommentsPosted in Finance

Wishing you all a very happy Independence Day! I still remember this moment from two-years ago. I’m extremely happy to say that since then I haven’t had a rupee in debt and I am well ahead on the road to financial independence. If you haven’t already, now’s really a great time to start working on […]

Financial Independence vs. Financial Freedom — Is There a Difference Between the Two?

Posted 9 CommentsPosted in Finance

I believe there is. The more I read-up on financial independence and financial freedom, the more I’m beginning to appreciate the subtle differences between these two terms — or rather, phases in one’s personal finance journey. Here’s what I have learned. Financial Independence = Zero-debt plus Adequate Emergency Funds plus Adequate Health Insurance Cover plus […]