So, finally, ICICI Bank enables downloading of fixed deposit certificates opened online through net banking, but my delight immediately turns to dejection because I download and open the PDF only to see this — Artificial Intelligence! Seriously!
So D’s office sends this email (excerpts below) — Please find attached detailed guidelines for checking your Employee Provident Fund (EPF) account balance online through http://www.epfindia.nic.in/MembBal.html. — Click on http://www.epfindia.nic.in/MembBal.html. — Select <State>. Select <City>. — Enter <Company> Establishment Number (for example: 00ABCDE). — Leave Extension Number blank. — Enter your EPF account number (for […]
You know what, it’s really been ages since I last wrote on the topic of health insurance. It’s probably because my thoughts on and approach towards health insurance haven’t changed much and are based on these simple rules — Don’t mix investments with health insurance. (Unless you want your health to improve or worsen in […]
One of the key takeaways for me from the Art of Non-Conformity was to identify, to the extent possible, the motivation and agenda behind everyday transactions and especially so in virtual ones (such as what’s my motivation and agenda when you read what I write over here). I gave this some introspection and then thought […]
In my most recent early retirement update, I’d published the below chart — This chart illustrates potential monthly income earned and actual expenses incurred as a function of time over the past four-quarters. I’d explained these terms further by saying — When I say potential income, I am referring to any passive income plus the […]
A few years back, in the good old bull run, someone advised D to invest in a couple of Equity Linked Savings Schemes (ELSS) in order to avoid having to pay income tax. Taking the advise in good faith, D invested Rs 75,000 in two ELSS mutual funds. Today, after about four plus years, their […]
Now that I have an ICICI Bank Meal Card from work and the first set of meal allowance amounts have been credited, the next step is to figure out how to check the balance on this card (and also to know if the monthly meal allowance has been credited). Thankfully, someone else at work had […]
It’s been a quiet beginning to June over here since I had to take a break from my usual writing routine. I was out of action for a couple of days thanks to a viral fever and then due to a family emergency. The response to the June book giveaway was lukewarm but nonetheless your […]
Here’s another book that you need to read today. Set your own rules. Live the life you want. Change the world. How many of us can actually do that today? More important, how many of us dream of doing that some day? I’m certain that most of us belong to the “dreamers” category hoping to […]