I followed-up with reader T S Ashok, the winner of the December book giveaway for the Savings and Investment Yearbook 2012 by Value Research what his key takeaways from the book were. Here’s Ashok’s response in an easy to read Q & A format —

Q: What are your Top-5 key takeaways from the Savings and Investment Yearbook 2012 by Value Research?

Here are the five key topics in the book (these were also accepted by many of my friends as good investment options after reading the book). When I said it directly, they did not accept the fact. But after reading the topics themselves, they accepted.

a. Mutual Funds
b. Post Office RD
c. Infrastructure Bonds
d. Stocks — Equity
e. Income Tax Planning

Q: What is your overall assessment of the Savings and Investment Yearbook 2012 by Value Research?

This is a very good book for beginners especially for those who’ve just started their earning career with their first job. It is also very helpful for people who are retired and who want to know where to keep their most valuable money after retirement. But for those who have already started doing financial planning and who are regular readers of blogs like yours, they may feel that the information in the book is very old. Just my view.

Thanks Ashok for helping spread financial knowledge and awareness through this giveaway. Look forward to your participation in future contests.