2,150+ readers have downloaded my ULIP Surrender Request Letter template! 1,500+ readers have downloaded my LIC Jeevan Anand Surrender Request Letter template! If even 50% of them have taken action, that’s a pretty good impact! Just think of all that hard-earned money readers are retaining in their pockets and the equivalent lost revenue for the […]
The hidden message being — We managed to fool you all these years under the guile of “Premium Allocation Charges.” No one in this industry knows why there has to be a special charge just to allocate your premium (premium = your hard-earned money). And no one in this industry even wants to know why […]
In the past one year, my Fixed Maturity Plans (FMPs) have fared only slightly better than my Bank Fixed Deposits (FDs) of comparable tenure. A 1-year FMP from IDFC achieved an APR of 10.05% (equal to an APY of 10.44% with quarterly compounding). A 1-year FMP from SBI achieved an APR of 9.89% (equal to […]
AMB CHRG INCL ST & CESS FOR JAN 2012. That’s the cryptic transaction wording seen in my HDFC Bank Savings Account for a debit of Rs 386.05. I think I know what this sneaky charge is for — for non-maintenance of some minimum average cash balance in my savings account. HDFC Bank has levied this […]
I followed-up with Anil, the winner of the I Will Teach You To Be Rich book giveaway, on what his key takeaways from the book were (that’s also one way to ensure that the winners actually read the book!). Anil was kind enough to write a pretty detailed response that I’m posting as a guest […]
Travel, travel, and more travel. To California and then to Mumbai. That’s been the theme over the past month. All on official work. Capital Advisor was on auto-pilot for some time and then once the scheduled posts ran out things went a bit quiet since I couldn’t find the time to write. Over the next […]