If I have to pick one strategy that’s helped me move up leaps and bounds with managing my personal finances, it’s got to be my single source of financial truth. When combined with this really fundamental equation: Each month — Income minus Annual Expenses EMI minus Budgeted Expenses minus Savings for Short-term Goals minus Investments […]
I regularly receive emails where readers express their horror stories about LIC’s Jeevan Anand policy. Believing an agent’s (who often happens to be a neighbor/relative/friend) fictional stories of risk and return, they buy the policy only to discover that they need to pay exorbitant premiums for the next 20-years and that when they want to […]
The following is a guest post from reader Nikhil Shah and deals with the intricacies of investing in the soon to close investment opportunity in PFC’s Tax Free Bond Issue along with the income tax angle. Nikhil’s analysis also contains a very interesting perspective on how you can plan for major financial goals through this […]
Here’s how you can participate and win the Stock Market Book by Dalal Street Investment Journal this January. Simply leave a comment explaining what, in 2012, is your primary financial goal and why? Remember, the more detailed your entry the better are your chances of winning. And here’s a sample chapter from the book. I’ll […]
If you’re following me on facebook or twitter, then you’ve already had a head-start on everybody else on winning the January Book Giveaway. If not, now’s probably a great time to subscribe to Capital Advisor on facebook or twitter. You’ll still have a bit of a head-start.
The following is a guest post from reader Nikhil Shah and deals with the intricacies of investing in the soon to close investment opportunity in NHAI’s Tax Free Bond Issue along with the income tax angle. Nikhil’s analysis also contains a very interesting perspective on how you can plan for major financial goals through this […]
After the lengthy treatise in 2011, thought I’d keep things simple in 2012. So, my primary money to dos for 2012 are: Increase my Financial Independence Portfolio by 50%. Increase my Financial Freedom Portfolio by 30%. (Using these definitions of financial independence and financial freedom.) Purchase an online term plan in my name by April […]