Finance

November Book Giveaway — I Will Teach You To Be Rich

Posted Vinaya HS

IWTYTBR
Here’s my second book giveaway. I’ve read the I Will Teach You To Be Rich book cover to cover (I read the excellent blog as well) and in my opinion the book is an excellent read especially for someone starting out with understanding and organizing their finances. The book obviously is geared for an American-audience but the key concepts themselves are location independent.

Here’s what you need to do to stand a chance to win this book: Simply leave a comment on this post explaining what kind of personal finance articles you’d like to see covered on Capital Advisor. Remember, the more detailed your comment the better your chances of winning.

I’ll draw lots in about a week’s time (I promise to stick to the committed deadline this time) and announce the winner here.

PS: The courier agency I used to send the ERE-book in the first giveaway seems to deliver things correctly. So I’ll stick with their services. Luckily, they’re right next to my office.

11 thoughts on “November Book Giveaway — I Will Teach You To Be Rich”

  2. Though not exactly personal finance, would love to read more on
    – EER, frugal living. discipline
    – keeping track of budget
    – tax saving instruments which make sense
    – if possible you can have readers send in their story of how they manage their personal finance, debt, difficult times, learnings … This could be made a guest posts.. Many blogs do this but most are geared towards US.. This will add local flavor and will motivate others :)
    – interesting stock punts/ offers from companies

  3. Dear Vinaya,
    We need more comments post on personal finance (now you have, all are base on your experience).
    Also we would like to read more on “how to invest” in MF and few basic analysis on Equity not recommendation.

    thanks
    Digamber

  4. Please share more on the following.
    1. How to start saving for buying a home.
    2. And also how much percentage of monthly income to be set aside for EMI for the home.(people get fooled by the banks in this case)
    3. And also how to diversify investments not only in tax saving instruments but also in real estate etc.
    4. How to beat inflation in long term but also enjoy the present.

  5. Hi Vinaya,
    I would like to read more on:
    1. ETF, Gold ETF
    2. Debt Mutual Funds, ultra short and short debt funds
    3. Child Ulips
    4. How do you compare mutual funds? I don’t think returns are the only factor.
    5. Chit Funds. Most of us know that chit funds return more compared to recurring deposit. But, I’m not sure why they fetch more returns. It would be great if you could shed some light on that. Though these instruments are unsafe and risky, people like to invest in chit funds. Any suggestions on these chit funds?

  6. Hey Vinaya

    I happened to get to this blog of yours very late, I believe just a couple of months back.
    And, just to update you, after following your blog closely in these two months, I have already started managing my personal finances properly, which I thought would be a distant dream. I started investing in NSCs, FDs, PPFs and started following other instruments as well.

    What more I would like to see here, in this space, probably more of expense tracking methodoloies, have tried a few, but nothing was very great! I would also be interested in reading strategies to switching funds in case of buying ULIPs and Mutual Funds etc I would appreciate if something can be talked about the goods and bads of recurring deposits and lastly, but on the least priority would be a kind of comparisons between banks, funds, insurances etc which should be in a layman’s language for the benefit of even those who have no clue of finance!

    Thanks
    Rohit

    PS: I am a die hard fan of your statement which differentiates between financial independence and financial freedom. Thanks :) All this is written not to please you, but I guess .. I got this platform to thank you and thats what I did.. I guess ! Thanks :)

  7. How about a few posts on –
    1) Non-financial learnings from billionaires!
    2) How the existing investment vehicles can be tweaked!
    3) Since Indian govt is against floating a SWF, how can people collaborate to float one!
    4) How to spend money so that one does not end up being bankrupt!
    :-)

  8. Hi Vinaya,
    Language and simplicity with which you approach the problem count among your key strengths. It would be a great read if you consider blogging about:
    1. Government policies / regulations that impact personal finance. E.g. Are these policies skewed to help organizations against individuals or do they actually strike a fine balance, What is your take on ‘Occupy Wall Street’
    2. Reviews/Introductions of personal finance programs such as ‘Let’s talk money’ in NDTV / Blogs (Most of the blogs I follow are suggested by you starting from Presentation Zen :) )?
    3. While it relatively subjective, it would be good to know how you are doing against others in the same pool. Anonymous polls among your readers about what percentage do they actually manage to save, what percentage of equity growth they managed in the last year. The intention is get a reality check and start mending ways.
    Thanks,
    Vishnu

  10. Hi Vinaya : I have been a silent reader on your website for last 2 months. Here is my latest thinking – let me know what you think

    We usually take loans for long term ( mostly 20 years) and pay interest per month.

    The behaviour is quite different when we do fixed deposits. We tend to run towards 0.25 pts or so interest increase. Ideally to me the best is that people do FD for long terms just like they take loans and do long term planning if they have excess money on hand and no big expenses on the horizon. The fixed deposits should be done in such a way that it pays you out the interest on monthly/quaterly basis.

    Once this interest equates to monthly expenses, you are shorted. Whatever next income comes is a saving !!!!

    Let me know what you think…

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