I take all the pain in this world and run around to surrender my BSNL landline and broadband connections and what does BSNL do? Merrily sends me a bill for the full month as if nothing had happened. Business as usual. Ignore the customer. Tomorrow is going to be a lot of fun. I’ll be […]
On the way to D’s office. Interestingly, D came into my life just a month after the Swift entered my life. Had never imagined that I’d be this lucky. Another photo from the archives.
Consider this chart: This chart represents the ratio of my saving/investment in one particular financial instrument to my total income each month. On an average, approximately 15% of my total income each month is saved/invested in this one financial instrument. What’s worse though is the fact that I am locked into doing this for the […]
Here’s a quote that I liked from the book Automatic Wealth. Meanwhile, keep in mind that even though the material things you hunger for are indisputably of value, unless you have the financial capacity to keep them, to maintain them, and to replace them, you donâ€™t have wealth. You simply have its obligations. Here’s something […]
The other day, I was having lunch packed at Hotel Pai Viceroy (in Jayanagar 3rd Block, Bangalore). Since I wasn’t carrying enough cash, I handed over my Debit Card. A couple of minutes later, I received a transaction alert SMS on my mobile. So far so good. A couple of minutes later, I received a […]
My mutual fund investing strategy is anything but systematic. While I do know how much money I want to set aside each month for investing in mutual funds (across various financial goals), I don’t follow the common Systematic Investment Plan (SIP) strategy (I used to do that at one point in time by investing on […]
Rubber for the Swift and my emergency fund seem to go hand in glove. About a year back, I had to dip into my emergency fund when I had to urgently replace the rear left tyre because a sharp iron rod tore through the tyre wall. A couple of weeks back, I had to dip […]
See what I received in my Inbox. Observe the calculations. From Year 9 to Year 10, there is a magic jump in the figures. Between these two years, the amount more than doubles. Zero explanation for why that’s happening. A perfectly hidden trick amongst all those figures. What a scam! I wonder how many people […]
Been out of action since two weeks. A bad cold, incessant sneezing, sore throat — the works. No personal finance thoughts have entered or left my head. Slightly better now. Will be back to regular posting soon.