I wish I knew these rules out of college.

1. Spend less than you earn. And don’t spend money that’s not yours to begin with (credit cards and consumption/lifestyle-oriented loans).
2. The value of an emergency fund.
3. How to set a financial goal.
4. Compounding through debt (Public Provident Fund) and equity (rock solid index funds).
5. The value of assigning a nominee.

In hindsight, what money rules do you wish you knew out of college?