Is the Licensed Agent and even the Direct Marketer straight from LIC who just don’t want to sell you a term policy.

Background: Read my first attempt at obtaining a term policy where the agent ran away and was never heard from again.

In my second attempt, I submitted my details on the LIC corporate website since reader Anand mentioned that doing so would put a Direct Marketer from LIC in touch with you.

He did and this is how our meeting/conversation went:

(Bold text are the Direct Marketer’s words.)

I want the Jeevan Amulya term policy for X amount and for Y years.

What other investments do you have?

I only want a term policy.

What other investments do you have?

Just give me the term policy and don’t bother about my investments.

(Filling the form)…What was the reason for you parents’ demise.

Actual medical reasons A and B.

Let’s just put the reason as old age…LIC will only be concerned if the age at demise was less than 50. 60+ and old age and they won’t bother to check.

What other investments do you have?

I didn’t buy the policy.

Planning a third attempt where I will demand to fill the form myself. Stay tuned.

Anand, if you’re reading this, did you get to fill the form yourself?