I’ve experienced first-hand and also repeatedly advised acquaintances and readers of this blog, the benefits of having independent health insurance — health insurance that’s not tied to your employment — for yourself and your dependents.

However, amidst all the events that have happened in my life in the past few months, I let my own health insurance lapse. I simply forgot to renew it — it’s another matter though that the insurance company conveniently forgot to remind me.

A reminder that personal finance is not a one-time activity. It’s a lifelong journey. And the onus is on you to be in charge.

What do you think?