Tweets on 2009-07-29

Posted 1 CommentPosted in Finance

A reader writes, I have been banking with Citibank for the past ten years. They’ve now deducted Rs 250 for not maintaining a minimum balance — without even intimating me. Now, Citibank often calls me offering credit cards and other unnecessary stuff, but they never bothered to call and inform me that they were going […]

Tweets on 2009-07-16

Posted Leave a commentPosted in Finance

I’ve previously written about creating a real emergency fund with real cash before you use your credit card for emergencies. It so happens that I’ve had to plan for a personal trip towards the end of the year and which will require me to use my credit card (for accommodation, air tickets, etc.). The earlier […]

Tweets on 2009-07-15

Posted 1 CommentPosted in Finance

I recently wrote about why it makes sense to have a higher Basic pay as part of your salary. During the restructuring exercise, I found out that for my position within my company, I was entitled to a Basic pay equal to 50% of my Gross pay — all this while. I didn’t know this […]