Adding two more to the list this January.

• Last-minute tax-saving investments.
• Return-guarantee funds — no matter how attractively packaged and/or presented.
• Unit Linked Insurance — of any kind — Policies (ULIPs).
• Financial products/services/agents/institutions which/who offer you “exclusive,” “privilege,” “priority,” “premium,” “premier,” or “another-similar-word,” access to some [usually useless] service.
• Insurance agents who offer “commission kickbacks.”
• Financial products/services/agents/institutions which/who offer to help you mimic Warren Buffett’s style of investing.

It really is in your best interests to run away when you’re face-to-face with any of these.

How many of these have you run away from so far?