All that talk about financial independence and what do I just get as an SMS:
Congratulations! You have been pre-approved a Personal Loan from HSBC for Rs 322,000. Blah blah blah… Conditions apply.
WTF mate? Given this method of lead generation and subsequent lending, would you be brave enough to deposit your money with HSBC?
Depending on whether you pay for incoming SMS in India, by sending you that SMS, these guys are making it just a little bit more difficult for you to repay that loan.
How do you get past SMS spam in India?