Logged into my ICICI Bank account today morning in order to execute an urgent intra-bank transfer. Was greeted with the message:

On account of our financial year end, this service will not be available till 15:00 hours (IST).

Why should customers be inconvenienced just because a financial year ended? Can’t you close your books in any other way? On the other hand, a lot of banks take a holiday just to close their books.