How long, in your opinion, does it take to add a phone number to a database? What if I told you that it takes a full 45 (forty-five) days? Yeah. Forty-five. That’s how long it will take for your phone number to reflect in TRAI’s (Telecom Regulatory Authority of India) spanking new India-wide Do Not […]
In a recent notification, the Reserve Bank of India (RBI) has noted that It is understood that some banks are furnishing a copy of the loan agreement only on request made by the borrowers. In this connection, we advise that not furnishing a copy of the loan agreement or enclosures quoted in the loan agreement […]
From an ad by HDFC Mutual Fund: How to choose a mutual fund. Step 1. Check past performance Step 2. Check past performance Step 3. Check past performance The ad then goes on to say, Past performance may or may not be sustained in the future. How’s that for a catch? It’s as good as […]
Richard Rumelt, a professor of strategy at UCLA’s Anderson School of Management, in an interview with the McKinsey Quarterly says: If I had my way, small [strategy] groups would be absolutely prohibited from doing PowerPoint presentations! Using bullet points so much drives out thinking. One of the nice features of PowerPoint is how fast you […]
The prevalence of mark-to-market accounting, credit-default swaps, and other tools of modern finance allow risk to be repriced quickly as conditions change. This rapid repricing, paradoxically, tends to aggravate short-term instability. But drawing attention to problems as they emerge forces managers to restructure troubled portfolios or entities before dangers can reach explosive proportions and threaten […]
Namaskara. Let us learn who the ashta Dikpalakaas (Gods/Devatas in charge of the eight directions) are: East – Indra South East – Agni South – Yama South West – Niruti West – Varuna North West – Vayu North – Kubera and Soma North East – Ishanya During sandhyavandane we pay our obeisance to all these […]
Dear Mr./Ms. VINAYA H S, Application for a Standard Chartered Credit Card Account: Reference No.: 0123456789 We thank you for your interest in Standard Chartered Credit Cards. We have processed your application and regret to inform you that we are unable to offer you a Credit Card at this point in time on account of […]
I used JustDial.com’s phone-based local directory assistance twice yesterday, and I am impressed. The best part: the requested contact information is immediately sent via SMS and if you have a modern phone you can dial out with a single key press. Avoids having to hunt around for pen and paper and repetition of phone numbers […]
At Cane-O-La #1002, 26th Main Road, 36th Cross 4th ‘T’ Block, Jayanagar Bangalore – 560 011. Ask anyone to point you in the direction of SSMRV college. Rs. 10/- per glass. Fanatically hygienic. Deliciously smooth drink. Multiple flavors (plain, lemon, ginger, chat masala, and pepper). Note to Goutham: It’s the best decision you’ve taken so […]
Today we will learn the meaning of the word Vasudeva. This is one of the most beautiful meanings I have learnt so far. Vasu means “Vasanthi Asmin Sarvani Bhutani ithi” i.e. in whom all beings reside and “Vasanthi ayam dehe ithi” i.e. He who resides in all jiivas. Deva means “Divu kreda ithi” i.e. for […]
Today, kiss your old life goodbye. Screamed the bottom-half front page advertisement in today’s Times of India. You don’t find out why till you hit the last page where another advertisement screams: Presenting the new super-fast Indiatimes mail. The clever mail that lets you shop, play games and do lots more. Log on and change […]
Highlights: Overall expenses down 10.80% compared to June, 2007 and continues a declining trend (see figure titled “Expenses: 7-month Trend”). July, 2007 was the first month where I tried adhering to a budget. The overall result is quite positive: I spent 4.09% less than my estimated budget. I think that’s one small step in the […]