I Just Found Out That My LIC Jeevan Anand Policy Sucks. What Should I Do? Please Help!

Posted 26 CommentsPosted in Finance

I regularly receive emails where readers express their horror stories about LIC’s Jeevan Anand policy. Believing an agent’s (who often happens to be a neighbor/relative/friend) fictional stories of risk and return, they buy the policy only to discover that they need to pay exorbitant premiums for the next 20-years and that when they want to […]

The September Book Giveaway — Help a Reader Save Up To Rs 134,034 and Stand a Chance To Win a Year’s Subscription To Value Research Wealth Insight Magazine

Posted 9 CommentsPosted in Finance

September’s Book Giveaway is fun to participate in and your comments could prove extremely helpful to one of our fellow readers. Continuing the story from where I left it last, a Capital Advisor reader wrote in — My husband, aged 35, has a Jeevan Anand policy for a sum assured of Rs 15 lacs for […]

An Update to My Seven Money Resolutions for 2011:
#7 — Organizing My Personal Finances Better

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[sniplet SMR-2011-Update] Resolution #7:I want to keep my personal finances better organized. Though I write a lot about managing your personal finances, I often slip-up when it comes to managing my own personal finances. For example, some time back, I wrote a series on organizing your finances. These thoughts originally arose from a personal need […]

An Update to My Seven Money Resolutions for 2011:
#3 — Purchasing Life Insurance: Think BIG; Start small

Posted 1 CommentPosted in Finance

[sniplet SMR-2011-Update] Resolution #3:I will buy term life insurance online. Because I’ve only had terrible experiences with life insurance agents and medical diagnostics laboratories, I will purchase a simple term policy online. I will also ignore all those complex financial models that tell me that I need to insure myself for crores of rupees out […]

Tweets on 2011-06-02

Posted 4 CommentsPosted in Finance

If I could make one wish, I’d honestly wish that a copy of my Jeevan Anand surrender request letter be stapled right on top of the policy document that you see in the video below. Now, that would be one insane — but totally spot-on — wish, wouldn’t it? [Here’s the video link if you […]

Asked and Answered: February, 2011

Posted 1 CommentPosted in Finance

Here’s what was asked and answered by Capital Advisor in February, 2011. If you have a question on managing your personal finances, send me an email and I’ll respond at the earliest. If your question’s beneficial to a wider audience, I’ll publish it in a future edition of “Asked and Answered,” without revealing your personal […]

Seven Money Resolutions for 2011:
#7 — Organizing My Personal Finances Better

Posted Leave a commentPosted in Finance

Resolution #7:I want to keep my personal finances better organized. Though I write a lot about managing your personal finances, I often slip-up when it comes to managing my own personal finances. For example, some time back, I wrote a series on organizing your finances. These thoughts originally arose from a personal need for organizing […]

Seven Money Resolutions for 2011:
#3 — Purchasing Life Insurance: Think BIG; Start small

Posted 12 CommentsPosted in Finance

Resolution #3:I will buy term life insurance online. Because I’ve only had terrible experiences with life insurance agents and medical diagnostics laboratories, I will purchase a simple term policy online. I will also ignore all those complex financial models that tell me that I need to insure myself for crores of rupees out of the […]