geotweets

Tweets (Again!) on 2010-09-01

by Vinaya HS on September 1, 2010

in Finance

  • A major upgrade of the software powering this blog and an unexpected server outage had me on my toes since yesterday evening. #
  • Upgraded to WordPress 3.0.1. #
  • Upgraded to Thesis 1.8. #
  • You can now ask to be notified by email whenever there's a comment on a particular post. Ashutosh, I finally got around to fixing this. :-) #

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Tweets on 2010-06-02

by Vinaya HS on June 2, 2010

in Finance

  • Having read the policy wording on a few Health Insurance policies, I wonder if we'll receive even a rupee in times of need. #
  • Cashless settlement. Ironic. A couple of health insurance providers I looked at have no operating cash themselves. #
  • Which one's better? 5 lacs with guaranteed renewals up to age 80 or 10 lacs with guaranteed renewals up to age 65. #
  • Family Floater Health Insurance Policies. If your parents aren't your family then who is? #
  • S says…I don't understand why child delivery becomes an exclusion if the woman is pregnant. I think that's ridiculous. #
  • Maternity expenses with waiting period of 6 years. WTF??? Pre-existing diseases I can understand. But maternity? #
  • Avoid Unit Linked Health Plans. Those units might not have any value when you want them to. #
  • I think I'll stick with Star Health's Medi Classic. It's the best I could find. Individual policies for me and D. #

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Tweets on 2010-05-27

by Vinaya HS on May 27, 2010

in Finance

  • The only guide you'll ever need on life insurance: http://bit.ly/cfnElH #
  • Given http://bit.ly/bDjK8v, I'd stick with LIC. Plus they have a sovereign guarantee – a significant competitive advantage. #
  • My story. 3 years ago. LIC Term Plan for 25 lacs. Incompetent agent & diagnostics lab. Result: Proposal accepted; Agent terminated. Me: WTF? #
  • Though the proposal was accepted, the policy was never issued. Couldn't trace the agent (and he happened to be a distant relative!!!). #
  • I didn't need life insurance for some time. Given the recent status change, I'm now looking at http://bit.ly/dieE6C and http://bit.ly/chMsDc #
  • Do you have any comments or experiences to share on these two polices? I'd like to learn. Please drop a comment. #

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Tweets on 2010-05-19

by Vinaya HS on May 19, 2010

in Finance

  • Pension Plans or Pension Scams? That's what my research on retirement plans offered by life insurance companies in India indicates. #
  • Pension Plan Mathematics of Life Insurance Companies in India. God can't interpret it. I bet. #
  • Save each month. Compound your savings in debt instruments. You'll do FAR FAR FAR better than any Pension Plan. #
  • Reliance Total Investment Series II Term 10 Plan – Pension. How do you credibly say this to someone who asks about your retirement planning? #

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Tweets on 2010-05-12

by Vinaya HS on May 12, 2010

in Finance

Nobody cares more about your money than you do. If you don’t take steps to improve your financial situation, nobody else is going to do so either.

Source: bit.ly/axpc5y


Smart people work at keeping their monthly consumer debt burden to zero. Borrow only for things that go up in value. Easy to say, hard to do. Worth it.

Source: bit.ly/9rUvJh

What do you think?

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Tweets on 2010-04-22

by Vinaya HS on April 22, 2010

in Finance

  • HSBC's offer – Upgrade from Classic Card to Gold Card. One time upgrade fee of Rs.99. This when I got a Platinum Card for free from HDFC. #

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Tweets on 2010-03-09

by Vinaya HS on March 9, 2010

in Finance

  • “HDFC Bank has the discretion to reject payments above the outstanding on your card.” My Q: Why would a bank ever want to refuse your money? #
  • “Explore the world with HDFC Bank Personal Loans.” It’s honestly a bad — no, terrible — idea to explore the world on a personal loan. #
  • Tweeting from my HTC Touch 3G. Hope to see this update on Twitter. #

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Tweets on 2010-02-03

by Vinaya HS on February 3, 2010

in Finance

  • From one of those umpteen job emails: “The best help you can do is to refer a friend rather than hiding him.” #
  • HDFC Card T&C: Funds from the Personal Loan/Jumbo Cash shall not be used for speculative purposes. WTF mate? Why’s it called personal then? #

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Tweets on 2010-02-01

by Vinaya HS on February 1, 2010

in Finance

  • The Simple Dollar » Emergencies Vs Opportunities http://is.gd/7eQcI – Having an emergency fund doesn’t mean losing other life opportunities. #
  • LIC launches scheme to activate lapsed policies. Reminder: SURRENDER my lapsed endowment policy — a BIG mistake in my financial history. #
  • Testing Twitter Tools integration with WordPress – Phase 2. #

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