Guest Post: Key Takeaways From the Savings and Investment Yearbook 2012 By Value Research

by Vinaya HS on May 25, 2012

in Finance

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I followed-up with reader T S Ashok, the winner of the December book giveaway for the Savings and Investment Yearbook 2012 by Value Research what his key takeaways from the book were. Here’s Ashok’s response in an easy to read Q & A format –

Q: What are your Top-5 key takeaways from the Savings and Investment Yearbook 2012 by Value Research?

Here are the five key topics in the book (these were also accepted by many of my friends as good investment options after reading the book). When I said it directly, they did not accept the fact. But after reading the topics themselves, they accepted.

a. Mutual Funds
b. Post Office RD
c. Infrastructure Bonds
d. Stocks — Equity
e. Income Tax Planning

Q: What is your overall assessment of the Savings and Investment Yearbook 2012 by Value Research?

This is a very good book for beginners especially for those who’ve just started their earning career with their first job. It is also very helpful for people who are retired and who want to know where to keep their most valuable money after retirement. But for those who have already started doing financial planning and who are regular readers of blogs like yours, they may feel that the information in the book is very old. Just my view.

Thanks Ashok for helping spread financial knowledge and awareness through this giveaway. Look forward to your participation in future contests.




Thanks for reading this article. I'd love to hear your opinion. Please use the comments section below to share your thoughts. I frequently write new articles that also cover several other aspects of personal finance including credit cards, financial goals, health insurance, income tax, life insurance, mutual funds, retirement planning, and much more. You can Subscribe through Email and receive new articles directly in your Inbox or you can Subscribe through the RSS Feed and receive new articles in your feed reader.

{ 1 comment… read it below or add one }

Nikhil Shah May 28, 2012 at 11:26 AM

Hi Vinaya

Asset Allocation..

Diversifying Asset mean is apportioning your money into a variety of asset classes that have different return potential and risk levels. Your asset allocation strategy will depends on various factors such as your investment objective , investment tenure , liquidity requirement , level of tax liability as well as the level of inflation. A combination of these factors will enable you to determine your asset allocation..

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