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While early retirement is my primary goal, a common feedback that I hear from readers of the blog is that I am quite vague when it comes to specifying absolute amounts and absolute figures with respect to my own situation. I’d really love to share these figures with you but the very nature of the medium where I have to share it also ensures that I can’t do so. As a middle ground, I’ll try and publish as much data as I reasonably can out here and if you’re really interested in the specifics just write to me and we’ll continue the conversation over email.
Here’s the first chart showing the percentage of high liquidity, medium liquidity, and low liquidity investments [in my early retirement portfolio] as a function of time over the past four-quarters –
You can observe from the chart that I’ve slowly increased the low-liquidity investments over the past year in order to take advantage of the current interest rate cycle. In other words, I actively manage my early retirement portfolio to take advantage of any opportunistic market situations.
Here’s the second chart showing potential income and expected expenses as a function of time over the past four-quarters –
When I say potential income, I am referring to any passive income plus the income that I could potentially generate by liquidating all of my low-liquidity and medium-liquidity investments, consolidating it into one corpus, and earning a monthly interest off this corpus at an assumed average rate of interest. My first target is to have at least two successive quarters where the income line is above the expense line. Now, that would be something!
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