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One of the most important things that you ought to know about your spouse before marriage is the financial liabilities that he/she brings into the relationship. Because, after marriage, they really do become “our” liabilities. In our case, I’d explicitly mentioned to D that the Swift was on a loan — I recollect mentioning the minutest details of the loan — and that was the only liability I had. D, of course, has never had any liabilities ever.
Post our marriage, every financial choice that we made was made around what had now become “our” liability. After each EMI left my account, I’d send an SMS to D saying that ‘N’ number of EMIs were now left. We desperately wanted ‘N’ to quickly reach zero and it happened because both of us had a common objective: that of clearing “our” liability.
What do you think? Have you and your spouse had such a common objective? How did you go about achieving that?
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