Marriage and Finances: Health Insurance — How We’ve Gone About It

by Vinaya HS on September 3, 2010

in Finance

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As a family, we need health insurance coverage for myself, D, and D’s parents. Through my job, I have health insurance coverage for both D and myself. Through her job, D has health insurance coverage for herself and her parents — I could have added my name too, but didn’t see the need to.

In addition, I recently bought individual health insurance covers for both D and myself (Star Health’s Medi-Classic policy). I’m also planning on buying individual health insurance covers for D’s parents (looking at the market trend, a job might not always guarantee health insurance benefits for parents).

Ideally, we should have gone for a family-floater cover, but none of the policies I researched were worth buying (really low cover, too many exclusions, and too many terms and conditions) and hence this approach.

How have you gone about procuring health insurance for your family? I’d like to know.




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