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SNR recently wrote to me — in a context unrelated to personal finance — saying, “It’s not the ‘planning and being organized’ that brings to you success in life. Rather, it’s how you deal with ‘uncertainties’ that moves you ahead in life.”
But with personal finance, it’s definitely the planning and being organized that helps you deal with any uncertainty (that [often] has a financial impact) and that helps you to move ahead in life.
At the very least, you ought to have a tick against each of the following:
- An emergency fund.
- Adequate health insurance for you and your dependents.
- No consumerism-related debt.
What do you think?
Thanks for reading this article. I'd love to hear your opinion. Please use the comments section below to share your thoughts. I frequently write new articles that also cover several other aspects of personal finance including credit cards, financial goals, health insurance, income tax, life insurance, mutual funds, retirement planning, and much more. You can Subscribe through Email and receive new articles directly in your Inbox or you can Subscribe through the RSS Feed and receive new articles in your feed reader.