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In response to my post on why you shouldn’t opt for a decrease in your Employee Provident Fund contributions in lieu of an increase in your take home pay, reader Siva commented:
But, in need, it’s always a problem to get back your money from the Government PF office. When a friend wanted to start on his own, he had big troubles while withdrawing the PF money from his previous employments. In fact, it was a nightmarish experience for him at the Government PF office.
I’ve heard similar stories in the past and hence thought I’d open up this question for you to answer. How easy (or difficult) is it to withdraw your EPF balance?
Do you have an experience to share?
Thanks for reading this article. I'd love to hear your opinion. Please use the comments section below to share your thoughts. I frequently write new articles that also cover several other aspects of personal finance including credit cards, financial goals, health insurance, income tax, life insurance, mutual funds, retirement planning, and much more. You can Subscribe through Email and receive new articles directly in your Inbox or you can Subscribe through the RSS Feed and receive new articles in your feed reader.