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According to this circular issued by the Reserve Bank of India, we’ll now have three credit information companies:
- Credit Information Bureau (India) Ltd. or CIBIL
- Experian Credit Information Company of India Private Ltd.
- Equifax Credit Information Services Pvt. Ltd.
CIBIL is in operation since January, 2001; the other two are yet to commence the business of credit information in India.
That said, I still haven’t asked for my credit report. Have you?
Awareness Fridays is my initiative to spread awareness on topics relevant to personal finance — every Friday. I urge you to take some time off and absorb this information — it’s pretty useful. And, as always, do spread the word if you find this useful.
Thanks for reading this article. I'd love to hear your opinion. Please use the comments section below to share your thoughts. I frequently write new articles that also cover several other aspects of personal finance including credit cards, financial goals, health insurance, income tax, life insurance, mutual funds, retirement planning, and much more. You can Subscribe through Email and receive new articles directly in your Inbox or you can Subscribe through the RSS Feed and receive new articles in your feed reader.