CRM Horrors: A PIN is Just to Prick You

by Vinaya HS on June 25, 2009

in Finance

It’s no secret that I find HSBC quite lame. In spite of these, I still have a credit card from HSBC — simply because it’s the only credit card and credit card history that I have. Yesterday, I used my Telephone Banking PIN to check up on the outstanding balance. Normally, the call is fully automated, but yesterday, it was redirected to a human. Here’s a summary of our conversation. My thoughts/responses in [ ].

  • Apparently, the call was redirected in spite of my using my PIN just because HSBC had some “offers” to make. [WTF, mate.]

  • The first offer was some insurance scam from Tata-AIG. Seems I should take it even if I already have insurance. [I hate Tata-AIG. Thanks.]

  • The second offer was some EMI option for paying the outstanding balance. [I'm on the way to drop a check for the full amount. Thanks.]

  • The third offer was some Card Protection Plan. [I don't think my card needs any protection (pun intended). Thanks.]

  • Disappointment in voice. Hang-up.

What a totally lame bank.

{ 1 comment… read it below or add one }

1 Anoop 06.25.09 at 3:27 pm

I wonder if you are really patient enough to even listen to those points!, My strategy would be listen all the while and then say that I am not interested in any of their offers. However I would still not remember exactly what offers were made on phone.

Cheers
Anoop

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