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These should be on everyone’s personal finance agenda for 2009.
- Get OUT of “non-essential” (as in credit cards, personal loans, vehicle-beyond-what-I-can-really-afford loans) debt. DO whatever it takes to get out.
- Stay OUT of “non-essential” debt.
- BUILD an emergency fund.
- #1, #2, and #3 BEFORE anything else.
- DON’T save or invest in financial products and services that you DON’T understand. You’ve read the Master “Run Away From” List right?
Can you add to this list?
I can’t thank my friend V enough for keeping me OUT of a vehicle-beyond-what-I-could-really-afford loan a few years back. Then, I didn’t understand why; now, I do.
Tip Tuesdays is my initiative to share practical personal finance tips — every Tuesday. I’d be delighted if you could share a tip or two from your own experiences. Drop a comment or use this form to submit your tip. And, as always, do spread the word if you find this useful.
Thanks for reading this article. I'd love to hear your opinion. Please use the comments section below to share your thoughts. I frequently write new articles that also cover several other aspects of personal finance including credit cards, financial goals, health insurance, income tax, life insurance, mutual funds, retirement planning, and much more. You can Subscribe through Email and receive new articles directly in your Inbox or you can Subscribe through the RSS Feed and receive new articles in your feed reader.