Highlights:
- Overall expenses down 10.80% compared to June, 2007 and continues a declining trend (see figure titled “Expenses: 7-month Trend”).
- July, 2007 was the first month where I tried adhering to a budget. The overall result is quite positive: I spent 4.09% less than my estimated budget. I think that’s one small step in the right direction. Individual budget items went haywire though. Something to think about this month.
- EMIs continue to be a pain in the neck. If God were to grant me one wish, I would wish for an EMI-free life.
- For August, 2007, I am sticking with the same total budget but with different allocations to individual expense items.
- I am still not comfortable providing absolute values. I’ll stick with the percentages for now.



Further reading:
{ 5 comments… read them below or add one }
Kishore 08.02.07 at 1:12 pm
Nice way of tracking your expenses.. I’m curious to know how do you generate these things!
Any clues?
Thanks.
Vinaya HS 08.05.07 at 1:37 pm
Office 2007.
Vinaya HS 08.05.07 at 1:38 pm
In particular, Excel 2007. It has some amazing charting features.
Minal 08.18.07 at 11:39 am
oops. the expense on EMI’s seems huge
For what all have you taken loans? Car must be through by now. It’s been two years now. right?
Littilgurl 09.03.07 at 6:34 pm
I’m impressed! Keep up the good work dost! Though I don’t see the “mobile bills feature” a couple of sms’s to me wont kill u huh!