How long, in your opinion, does it take to add a phone number to a database? What if I told you that it takes a full 45 (forty-five) days? Yeah. Forty-five. That’s how long it will take for your phone number to reflect in TRAI’s (Telecom Regulatory Authority of India) spanking new India-wide Do Not […]
Archive for August, 2007
It Takes 45 Days To Add One Phone Number To A Database
Published by August 28th, 2007 in Business & Management. 5 CommentsKnow Your Rights: Banks Should Compulsorily Furnish A Copy Of The Loan Agreement
Published by August 27th, 2007 in Finance. 0 CommentsIn a recent notification, the Reserve Bank of India (RBI) has noted that
It is understood that some banks are furnishing a copy of the loan agreement only on request made by the borrowers. In this connection, we advise that not furnishing a copy of the loan agreement or enclosures quoted in the loan agreement is […]
Mutual Funds: We Don’t Know If We’ll Perform As Well In Future, But Give Us Your Money Anyway
Published by August 24th, 2007 in Business & Management and Finance. 0 CommentsFrom an ad by HDFC Mutual Fund:
How to choose a mutual fund.
Step 1. Check past performance
Step 2. Check past performance
Step 3. Check past performance
The ad then goes on to say,
Past performance may or may not be sustained in the future.
How’s that for a catch? It’s as good as saying “Handover your [hard earned] money and […]
Sound Advise: Free Your Thoughts From Bullet Points
Published by August 23rd, 2007 in Business & Management. 1 CommentRichard Rumelt, a professor of strategy at UCLA’s Anderson School of Management, in an interview with the McKinsey Quarterly says:
If I had my way, small [strategy] groups would be absolutely prohibited from doing PowerPoint presentations! Using bullet points so much drives out thinking. One of the nice features of PowerPoint is how fast you […]
Bad Jargon: Why You Shouldn’t Read S&P’s Reports
Published by August 16th, 2007 in Finance. 3 CommentsThe prevalence of mark-to-market accounting, credit-default swaps, and other tools of modern finance allow risk to be repriced quickly as conditions change. This rapid repricing, paradoxically, tends to aggravate short-term instability. But drawing attention to problems as they emerge forces managers to restructure troubled portfolios or entities before dangers can reach explosive proportions and threaten […]
Adhyatma Chintane - Issue #17: The Ashtadikpalakaas
Published by August 13th, 2007 in General Stuff. 2 CommentsNamaskara.
Let us learn who the ashta Dikpalakaas (Gods/Devatas in charge of the eight directions) are:
East - Indra
South East - Agni
South - Yama
South West - Niruti
West - Varuna
North West - Vayu
North - Kubera and Soma
North East - Ishanya
During sandhyavandane we pay our obeisance to all these eight devatas to grant us success in whatever direction we […]
No Credit Card Because The Applicant Is Not Contactable
Published by August 10th, 2007 in Business & Management. 2 CommentsDear Mr./Ms. VINAYA H S,
Application for a Standard Chartered Credit Card Account: Reference No.: 0123456789
We thank you for your interest in Standard Chartered Credit Cards. We have processed your application and regret to inform you that we are unable to offer you a Credit Card at this point in time on account of the following […]
“Wow!” Experience: JustDial.com The Local Search Engine
Published by August 9th, 2007 in Business & Management. 3 CommentsI used JustDial.com’s phone-based local directory assistance twice yesterday, and I am impressed.
The best part: the requested contact information is immediately sent via SMS and if you have a modern phone you can dial out with a single key press. Avoids having to hunt around for pen and paper and repetition of phone numbers (for […]
Problem: Where Can I Drink Fresh Sugarcane Juice In Bangalore?
Published by August 6th, 2007 in The Bangalore Blog. 2 CommentsAt Cane-O-La
#1002, 26th Main Road, 36th Cross
4th ‘T’ Block, Jayanagar
Bangalore - 560 011.
Ask anyone to point you in the direction of SSMRV college.
Rs. 10/- per glass. Fanatically hygienic. Deliciously smooth drink. Multiple flavors (plain, lemon, ginger, chat masala, and pepper).
Note to Goutham: It’s the best decision you’ve taken so far.
Adhyatma Chintane - Issue #16: The Meaning of the Word “Vasudeva”
Published by August 6th, 2007 in Spirituality. 4 CommentsToday we will learn the meaning of the word Vasudeva. This is one of the most beautiful meanings I have learnt so far.
Vasu means “Vasanthi Asmin Sarvani Bhutani ithi” i.e. in whom all beings reside and “Vasanthi ayam dehe ithi” i.e. He who resides in all jiivas.
Deva means “Divu kreda ithi” i.e. for whom the […]
Lame Marketing: The All-New Indiatimes Mail
Published by August 2nd, 2007 in Business & Management. 2 CommentsToday, kiss your old life goodbye.
Screamed the bottom-half front page advertisement in today’s Times of India. You don’t find out why till you hit the last page where another advertisement screams:
Presenting the new super-fast Indiatimes mail. The clever mail that lets you shop, play games and do lots more. Log on and change your life.
Pay […]
Highlights:
Overall expenses down 10.80% compared to June, 2007 and continues a declining trend (see figure titled “Expenses: 7-month Trend”).
July, 2007 was the first month where I tried adhering to a budget. The overall result is quite positive: I spent 4.09% less than my estimated budget. I think that’s one small step in the right direction. […]
