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One of my new year’s resolutions was to keep a tab on my spending. I have followed that to the letter. The statistics for January are quite revealing. EMI payments constituted a whopping 41% of my total cash outflow! Not a good sign when you are a student and have no source of income. Let’s see if the situation improves in February. On a side note, it has made me more determined than before to strive for an EMI free life in future.
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